Smart Account

The IslamicFinance Smart Account is the ideal account to kick start your financial future. It is the ideal vehicle for customers who need to transact regularly, deposit their wages and make monthly payments as well as save.

The Smart Account is a card-based transmission account designed with the laws of Shari'ah in mind and is best suited to those looking for an affordable and convenient cheque account.

Essentials

What are the features and benefits of the Smart Account?

General

  • Debit Orders
  • No credit interest or debit interest
  • IslamicFinance Visa Electron Card (PIN-based)
  • Statements on request
  • Minimum balance of R100 required

You can do IslamicFinance Smart Account transactions via

  • No overdraft facility
  • 3rd party payments
  • Bank cheques

ATM Facilities

  • Balance Enquiries
  • Inter account transfers on linked accounts
  • Deposits at designated ATMs

Criteria

Who qualifies for an IslamicFinance Smart Account?

  • SA Citizens or permanent residents of RSA
  • 18 years and older
  • Lower income earners
  • Home Executives

Value Adds

With the IslamicFinance Smart Account you also qualify for

  • InContact
  • Telephone, Cellphone and Online Banking

Fees

What are the costs associated with the IslamicFinance Smart Account?

Please refer to our Pricing Guide for more information

Enquiries

More information on the IslamicFinance Smart Account

Please contact your nearest FNB branch or phone our IslamicFinance contact centre on 0861 786 788 for more information about our IslamicFinance products.