Personal Cheque Account

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The IslamicFinance Personal Cheque Account allows for easy transacting via a number of channels plus the benefit of profit sharing. A petrol card can be linked to the account and a Visa Cheque Card - signature based comes as standard.

Essentials

What are the features and benefits of the Personal Cheque Account?

General

  • No overdraft
  • No credit or debit interest
  • IslamicFinance Visa Cheque Card - signature based
  • Petrol Card on application only (transactions debited to IslamicFinance Cheque account)
  • Cheque book available
  • IslamicFinance Branded A4 statement
  • Earn part of profit share, calculated on average balance of the account for the period of calculation (paid out by end September annually). If you utilise the Fee Saver Pricing service fee option, you will not earn a dividend.
  • Minumum balance of R250 required

An IslamicFinance Youth Account allows for:

  • Debit Orders
  • 3rd party payments
  • Bank cheques

ATM Facilities

  • Balance Enquiries
  • Inter account transfers on linked accounts
  • Deposits at designated ATMs

Criteria

Who qualifies for an IslamicFinance Personal Cheque Account?

  • SA citizens or permanent residents of RSA
  • Individuals who earn a regular income greater than R23 999
  • Individuals with an ITC Credit Record that is acceptable to branch management

Value Adds

Value adds of the IslamicFinance Personal Cheque Account

  • eBucks
  • InContact
  • Telephone, Cellphone and Online Banking

Fees

What are the costs associated with the IslamicFinance Personal Cheque Account?

Please refer to our Pricing Guide for more information

Enquiries

More information on the IslamicFinance Personal Cheque Account

For more information about our IslamicFinance products you can contact your nearest FNB branch or phone our IslamicFinance contact centre on 0861 786 788.